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When your pay doesn’t match your lifestyle

When your pay doesn’t match your lifestyle

How do you reconcile the both of them? Your income and your lifestyle. Now remember that your lifestyle doesn’t mean the unnecessary things you spend money on, it means the things you can’t do without like Food, Clothes, Shelter etc. Lifestyles differ when it comes to how much people are willing to spend to acquire these things.

How then do you reconcile the very huge gap between your lifestyle and your income? So many people live way above their means. And it tells so much on them. The problem is NOT that they’re spending too much, the problem is that they’re making too little! This is because the cost of acquiring basic necessities has increased over the years, while the minimum wage hasn’t increased significantly. So there is a huge gap there.

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Someone who earns a salary below N100000 in Nigeria would always be running out of cash during the month. By the time you’re paying bills, getting clothes, buying house necessities, you’re already out of funds before the month runs out.

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The solution to always being broke isn’t saving more. You can’t save what you don’t have.
What you have to do is find a way to EARN more. While we understand how hard the government works to stifle the growth of the average Nigerian, here are some few things you could do to try and increase your income:

  1. Start a small business: do NOT leave your job just yet. Small business could be something you’re doing on the weekends. A small business could be filling a need in your office. What do you think people in your office would buy if you start to sell it today.
  2. Learn a new skill: we can’t stress this enough. There are individuals who do not have to hassle for a good job because their skills speak for them. Can you learn some of these skills? Tech is everywhere, but there is still a huge space to be filled in the industry. More hands are still needed. Can you pick up a tech skill?
  3. Network: the importance of this cannot be overemphasized. Whether you’re meeting people online or offline, please regard everyone as important. Many people have met their biggest client online or even at a social gathering.
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